Solar Choice Financing™ means the most community solar financing options in NJ.

Geoscape Solar recognizes that financing solar projects in a condo association, residential development, or senior living community is some times a challenge.  But, the good news for you is that we have extensive experience and can help just about everyone figure out a great way to finance their solar installation.  That is why we developed Solar Choice Financing™.  Everyone’s financial condition is different, and we don’t come to you with a “cookie cutter” solution.  We work with you first to take advantage of all the incentives available and your own financial resources.  But, then we can offer the broadest array of additional financing options in the market.  Financing your solar project in New Jersey is your choice… and we never forget that important fact.

Solar Choice Financing Options for New Jersey Communities

• Solar Equity Loan
  Why keep your equity locked up in your home where you get no return on your money.  Free up the cash and invest it in solar where you will get the reliable cash flow from SRECs.  You can use up to 90% of the value of your home to support a solar equity loan with 5 and 10 year options, low interest rates and a fixed repayment schedule. This loan can be used to finance 100% of the cost of your solar energy system.

• Same-as-Cash Loan
  The federal government has given you a generous 30% investment tax credit.  But, what if you don’t want to wait until you file your taxes next year to take advantage of this money?  Geoscape Solar has developed a 12 month no interest and no payment same-as-cash loan for up to 30% of your system’s cost.
  
  
• Geoscape Pre-Paid Lease
  If you are looking for a way to take advantage of your 30% investment tax credit, but don’t want a loan, then a Geoscape pre-paid lease may be perfect for you.  You make a payment up front and get to keep all of the SRECs your system generates.   There are NO monthly lease payments.
  
  
• Geoscape SREC Loan
  For customers looking to reduce their out-of-pocket expenditures on a solar system, the Geoscape SREC loan can be an affordable option.  After making a partial upfront payment and taking the same-as-cash loan, you will enjoy 100% of your energy savings.
  
  
• Geoscape Solar Lease
  We know that the best deal for NJ solar customers is to own their system, but if you can’t figure out a way to own solar, our lease option may be a good choice.  After designing your custom system, we calculate a monthly lease payment for you that equals at least a 25% savings on the solar electricity produced. This payment is locked in for the life of your 15 year lease – no increases ever!
  
  
• PSEG Loan (only for PSEG residential electric customers)
  If you have cash available, but need the money for other uses, then the PSEG loan may work for you.  If you qualify for PSEG’s solar loan program, you can own your solar energy system for a net cost of $0 and start saving on electricity from day one. You must come up with the cash up front, but the PSEG loan is repaid by the SRECs your system generates. Once you have received your tax grant back from the federal government, you will have all of your money back in your pocket. You can then enjoy 25+ years of electricity savings and 5 or more years of SREC payments and it all costs you net zero!