Geoscape Solar's residential Solar Choice Financing™:  Our residential financing with solar power savings makes switching to solar easy.

Geoscape Solar knows that solar power savings can be beneficial to the homeowner.

Solar energy is a great investment and is great for the environment, but many New Jersey homeowners struggle to finance their home solar projects.  That is why we developed Solar Choice Financing™.  No one offers more ways to pay for a residential solar project than Geoscape Solar.  Solar power financing has never been easier.

What solar energy financing options does Geoscape Solar Choice Financing™ provide for my residential solar project?

• Solar Equity Loan

  Why keep your equity locked up in your home where you get no return on your money?  Free up the cash and invest it in clean power-- solar energy--- where you will get the reliable cash flow from SRECs.  You can use up to 90% of the value of your home to support a solar equity loan with 5 and 10 year options, low interest rates and a fixed repayment schedule. This loan can be used to finance 100% solar energy financing of the cost of your solar energy system.
  
  

• Same-as-Cash Loan for Solar Power Financing

  The federal government has given you a generous 30% investment tax credit.  But, what if you don’t want to wait until you file your taxes next year to take advantage of this money?  Geoscape Solar has developed a 12 month no interest and no payment same-as-cash loan for up to 30% of your system’s cost. 
  
  

• Geoscape Pre-Paid Lease

  If you are looking for a way to take advantage of your 30% investment tax credit, but don’t want a loan, then a Geoscape Solar pre-paid lease may be perfect for you.  You make a payment up front and get to keep all of the SRECs your system generates.  There are NO monthly lease payments.  It is a great way to finance clean power.
  
  

• Geoscape SREC Loan

  For customers looking to reduce their out-of-pocket expenditures on a solar energy system, the Geoscape Solar SREC loan can be an affordable option.  After making a partial upfront payment and taking the same-as-cash loan, you will enjoy 100% of your solar power savings.
  
  

• Geoscape Solar Lease

  We know that the best deal for NJ solar energy customers is to own their system, but if you can’t figure out a way to own solar, our lease option may be a good choice.  After designing your custom system, we calculate a monthly lease payment for you that equals at least a 25% savings on the solar electricity produced. This payment is locked in for the life of your 15-year lease – no increases ever!
  
  

• PSEG Loan (only for PSEG residential electric customers)

  If you have cash available, but need the money for other uses, then the PSEG loan may work for you.  If you qualify for PSEG’s solar power loan program, you can own your solar energy system for a net cost of $0 and start saving on electricity from day one. You must come up with the cash up front, but the PSEG loan is repaid by the SRECs your system generates. Once you have received your tax grant back from the federal government, you will have all of your money back in your pocket. You can then enjoy 25+ years of solar power savings and 5 or more years of SREC payments and it all costs you net zero!